About Me

Hello. I work as a financial advisor, and I also volunteer for a charity which provides food parcels to those in need. The stories I hear from food recipients are heartbreaking. Many of these people are hardworking individuals who lost everything due to inadequate insurance. In particular, a lack of income protection insurance is a common story. Understandably, my charity work has made me quite aware of insurance. I insist that clients consult an insurance expert before I give financial advice. Recently, a client who has a house full of antiques found out that they weren't covered by his contents insurance. My clients often thank me for directing them towards appropriate insurance advice, and I thought that others might be interested in choices available. I hope this blog is informative and puts you in the picture about insurance needs.

2018

What Factors Affect the Price of Civil Contracting Insurance?

As a civil contractor, it is essential to obtain an insurance cover that will cover for damages that occur in the course of your operations. Civil contracting projects are quite complex, and a lot can go wrong as you go about your daily activities. But you may be wondering how much you will pay for insurance and what the insurer will consider when calculating your premiums. Just like other forms of insurance, such as auto, homeowners and medical policies, various factors will determine the price of civil contracting insurance.